Padgett Business Services is a franchise tax, payroll, accounting, and financial reporting firm that has served the greater Toledo area for over 25 years. We specialize in helping small businesses make more money while reducing their tax liabilities.
Through the years, The Farmers & Merchants State Bank has made it our number one goal to be here for you. That will never change. F&M’s commitment is to ensure that community banking continues to grow and prosper by providing quality customer service and effectively supplying the right products to meet the financial needs of individuals, farmers, businesses, and industries within our market area.
I am a full service mortgage banker with experience and expertise in every area of mortgage lending, from purchase to refinance to Rehab construction lending. I have access to a full range of mortgage sources and am dedicated to finding the right loan with the best rates, terms and costs to meet your unique needs. But that’s just the beginning of my service. Throughout the lending process, I provide regular loan updates and progress reports so you always know the status of your loan.